• Personal vehicles owned by you as described in the policy.
• Temporary substitute vehicles needed
  due to repair to service.
• Loaned vehicle.
• Rental vehicle up to 30 days.

Automatic Benefits:

• Local claim service and local claim representative
• Common Cause Deductible (only one deductible per loss – not per policy)
• Claim Forgiveness – if you have been with MSI for 6 years or longer, an 'At-Fault' claim will not increase your premium.

• Replacement coverage on newer vehicles
• Rental Reimbursement
• Towing and Road Service
• Broadened Collision deductible – no deductible if less than 50% at fault

Discounts Available:

• Multi Vehicle
• Auto/Home Package
• Good Credit History
• Good Student Driver
• Air Bag
• Large Deductibles