• Personal residence homes
• Owner occupied rental properties of 2-4 units
• Seasonal homes
• Rented apartments
• Condominium – owner occupied

Automatic Benefits:

• Local claim service and local claim representative.
• Common Cause Deductible (only one deductible per loss – not per policy)
• Contents Replacement coverage
• Increase Personal Property coverages above industry standards

Optional Coverages:

• Building Replacement coverage
• ‘Special’ coverage riders for jewelry, guns, cell phones, cameras, musical instruments, watercraft coverage, home office use, daycare, horse liability, hobby farming and hearing aids.
• Other structures at a different location
• Mortgage Life and Disability

Discounts Available:

• Auto/Home Package
• Claim free
• Good Credit History
• New home or new wiring discount
• Alarm system
• Larger deductibles

For more information on your Homeowners Insurance or to request a quote please contact us at info@clementsagency.com or fill out our online request form.