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Home Insurance

A lot goes into setting up the ideal living space which includes time, money and other sacrifices. A home insurance coverage insures your home against losses such as fire, liability, and burglary. These events can drain your finances if you happen to be uninsured. Clements Insurance Agency writes home insurance in Wausau, Schofield, Weston, Rothschild, Mosinee, and the entire states of Wisconsin, Minnesota, and Iowa.  We offer a wide array of home insurance coverage options - individually designed by our agent team to match your home insurance needs.

Home Insurance Essentials 

Here are our home insurance coverage options:

House Insurance

A person's home can be their most significant asset and investment. Protect it from fire, wind, falling objects, burglary, and much more by having the correct coverages.  The team at Clements Insurance Agency custom-builds your homeowners insurance package to maximize your protection.

Other Structures coverage

Perils such as fire can spread to other buildings not attached to your home such as garages and outbuildings. These structures are covered explicitly under the Other Structures coverage. If you have several detached structures in your residence, this policy is an ideal addition to your home insurance policy, and the amount of coverage can be customized to your situation.  

Personal Property Insurance

If a covered peril destroys your personal belongings such as clothes and appliances, this coverage pays to repair or replace them. We will help you determine how much coverage you need, and can even build a plan to protect your belongings when they are off-site.  

Loss of Use (Additional Living Expense)

Loss of Use coverage pays for expenses you incur if you are displaced from your residence due to a covered loss. Examples of expenses provided for in this coverage include housing and food expenses.

Personal Liability coverage

Personal liability coverage steps in to protect you when you accidently cause harm to another person or damage to their property. The coverage option can covers legal defense fees resulting from the loss and also pays the damages due if you are found responsible for the injury or loss.  

Medical payments

As the name suggests, this coverage is for the medical expenses incurred if a visitor to your home is injured while visiting your property.  Acting as a financial shield for smaller injuries, it provides assistance to an injured person no matter who is at fault.  

Endorsements

Endorsements are the policy "extras" that add coverage for a wide variety of policy options.  These may include Water Backup, Expanded Replacement Cost, Scheduled Jewelry, and much more.  The agents at Clements Insurance Agency are passionate about helping you determine what coverages are right for you. With each client's needs being unique, we take the time to listen to you and build a home insurance plan that protects you exceptionally well and also fits very comfortably into your budget.  

 

 

 

 

Clements Insurance Agency has ideal insurance solutions for homeowners in Wisconsin and beyond. We know your home means a lot to you and we are here to help you find the correct coverage at a competitive rate. Contact us today and inquire about how to get started on a home insurance policy. 

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Location and Hours:

Our office is conveniently located in downtown Wausau at 151577 Kingfisher Ln with easy access and free parking.

The office hours are Monday through Friday 8:30 AM – 5:00 PM with evenings by appointment.

Some of Our Happy Customers

Clements Insurance has given my entire family great auto and home insurance. They provide immediate answers to my questions and have fair and competitive prices. Shopping locally means they know my insurance needs. I trust Clements Insurance.
-Scott M.

The staff at Clements Insurance is the best! They have great customer service, efficiency, & speed! Not only do I have my personal insurance with them, but we refer many clients to them because we know they'll do a great job all around.
-Sandy B.

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