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Umbrella Insurance

Umbrella insurance can be one of the best types of policies to help protect your assets and financial future against the unexpected. Clements Insurance Agency, Inc. wants Wisconsin residents to know the importance of a policy and what it does.

What Is Umbrella Insurance?

Umbrella insurance is an insurance policy that provides extra liability coverage for the types of insurance you already have, such as your auto insurance, homeowners insurance, or commercial insurance. The exact types of coverage will be listed on the policy, so always take the time to read over a policy before signing it. If you find yourself in a position where you have reached the maximum amount of coverage on your insurance policy, and there are still outstanding expenses, your umbrella insurance policy will kick in and provide the coverage you need. This prevents the remaining money from coming out of your pocket.

What Does Umbrella Insurance Cover?

Umbrella insurance provides additional liability coverage. Liability coverage includes personal injuries, property damage, and most types of lawsuits. For example, if you cause a catastrophic car accident that results in substantial injuries to the other driver, your auto insurance coverage will kick in and pay up to the maximum amount of the policy. But if the other drivers' bills are higher than your maximum policy amount, they can come after you. Umbrella insurance offers coverage above and beyond your auto insurance policy to protect you against these huge losses that may otherwise negatively affect your life.

There are numerous benefits to purchasing umbrella insurance. If you are looking to purchase an umbrella insurance policy in Wisconsin, Clements Insurance Agency, Inc. would love to assist you in finding the right policy for your needs. Call us today for a free estimate or to schedule an appointment with one of your experienced and qualified insurance agents.

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Location and Hours:

Our office is conveniently located in downtown Wausau at 151577 Kingfisher Ln with easy access and free parking.

The office hours are Monday through Friday 8:30 AM – 5:00 PM with evenings by appointment.

Some of Our Happy Customers

Clements Insurance has given my entire family great auto and home insurance. They provide immediate answers to my questions and have fair and competitive prices. Shopping locally means they know my insurance needs. I trust Clements Insurance.
-Scott M.

The staff at Clements Insurance is the best! They have great customer service, efficiency, & speed! Not only do I have my personal insurance with them, but we refer many clients to them because we know they'll do a great job all around.
-Sandy B.


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